Rory Goodland has been helping individuals and businesses find the right Long Term Care insurance plans for more than 20 years. He has been married over 25 years, has three daughters, enjoys golf and helping families preserve their finances; dignity and independence by helping them understand their long term care planning options.

Rory thinks these policies offer the family the following gifts: supervise the care rather than provide it hands on; not worry about where to find the money to pay for the care, what assets to liquidate, which financial person to contact, instead just call the claim department.

Long Term Care insurance can help families replace the lost income needed to pay for long-term care expenses while protecting the savings and investments from being spent down before qualifying for Medicaid.

Most long-term care benefits are paid for home care and will also cover assisted living facilities and nursing homes. The policyholder chooses where they want to receive the care and who provides them the care.