How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,5561
Age Premiums Paid Daily Benefit
3% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,556
$170
9
53
$3,112
$175
18
54
$4,668
$180
26
55
$6,224
$185
34
56
$7,780
$191
41
57
$9,336
$197
47
58
$10,892
$203
54
59
$12,448
$209
60
60
$14,004
$215
65
61
$15,560
$221
70
62
$17,116
$228
75
63
$18,672
$235
79
64
$20,228
$242
84
65
$21,784
$249
87
66
$23,340
$256
91
67
$24,896
$264
94
68
$26,452
$272
97
69
$28,008
$280
100
70
$29,564
$288
103
71
$31,120
$297
105
72
$32,676
$306
107
73
$34,232
$315
109
74
$35,788
$324
110
75
$37,344
$334
112
76
$38,900
$344
113
77
$40,456
$354
114
78
$42,012
$365
115
79
$43,568
$376
116
80
$45,124
$387
117
81
$46,680
$399
117

1. Interest credited at the end of the year. Hypothetical premium based on $ $170/Day, 100% Home Health, Three Year, 3% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.